If you provide a service, give professional advice, or handle client data, there’s one type of insurance you shouldn’t overlook: Professional Indemnity Insurance (PI). But what is it, and why might your business need it? In this blog, we’ll explain what Professional Indemnity Insurance is, what
In an increasingly digital business environment, the risk of cyber incidents is something no organisation can afford to ignore. Cyber threats, from data breaches to ransomware, can disrupt day-to-day operations and create unexpected costs. Despite this, cyber insurance is often overlooked. It raises an important
You may have seen recent reports about BT’s decision to withdraw their Redcare alarm signalling service from the market. With the cut-off date of 1st August 2025 now only a matter of months away, it’s critical that businesses understand what this means and take action
The commercial property market is undergoing rapid transformation. From climate change and sustainability demands to the adoption of smart technologies, these changes not only affect how buildings are developed and managed, but also how they are insured. At Genesis, we understand the evolving risks and
In business, peace of mind is priceless. The ability to focus on growth, innovation, and daily operations without the constant worry of potential risks is something every business owner seeks. At Genesis, we go beyond simply insuring your business—we actively protect it. Our expertise and
For many businesses, reviewing insurance is an annual task—typically left until renewal time. But is that too late? Businesses evolve rapidly, and failing to keep your insurance aligned with those changes could leave you exposed to unnecessary risks. Insurance is often overlooked amid the day-to-day demands of
In today's digital age, businesses of all sizes rely heavily on technology and the internet to operate efficiently and reach a wider customer base. However, this increased reliance on technology also comes with increased risks, such as cyber attacks, data breaches, and other forms of
A mid-term review of a commercial insurance policy offers several benefits, both for ensuring the policyholder has the right coverage and for optimising the cost and terms of that coverage. Here are the key advantages: 1. Coverage Gaps and Business Change Businesses evolve, and a mid-term review
In today’s ever-evolving business landscape, maintaining a strong relationship with your commercial insurance broker is more important than ever. Insurance brokers are not just intermediaries; it is important they are trusted advisors who can provide critical guidance tailored to your specific business needs. Establishing and nurturing
A mid-term review in commercial insurance refers to an assessment or evaluation conducted by an insurance broker during the policy period, typically before the policy's renewal date. The purpose of a mid-term review is to reassess the risks associated with the insured entity, such as a
We live in a world that is increasingly becoming more and more litigious. If you don’t have Directors and Officers Insurance, also known as D&O Insurance, it may be something worth investing in to protect your senior management in the event that a claim is
Commercial combined insurance is a comprehensive insurance policy that consolidates multiple types of coverage into a single package tailored to the needs of your business. This type of insurance is particularly beneficial for businesses with complex risk profiles, such as manufacturers, as it provides broad protection