Commercial Insurance

Our commercial insurance offerings are designed to safeguard the interests of enterprises across various industries. We take pride in providing comprehensive coverage to mitigate risks and protect your commercial assets.

With a customer-centric approach, we work alongside you to create insurance solutions that suit your unique business requirements, allowing you to concentrate on growth and success.

Discover below our diverse range of commercial insurance cover.

Commercial Combined Insurance

  • Bespoke all in one policy
  • Cover Buildings, Contents, Stock, Business Interruption, Employers Liability, Public & Product Liability, Goods in Transit, Legal Expenses Tailored for each clients individual needs
  • Manufacturing, Engineering, Wholesalers, Distributors
  • Detailed reviews to find out what your business does and what needs covering
team meeting commercial combined insurance

Construction Industry Insurance

  • The right cover is important to ensure that your construction site is protected for you and your employees as well as your customers and members of the public
  • Employers Liability to cover your employees and sub-contractors under direct control on site
  • Public Liability to protect the public if they are injured or their property is damaged by your actions or the actions of sub-contractors for which you are responsible
  • Contract Works cover to protect the assets that are on the construction site and the work that has been carried out
Construction worker construction industry insurance

Motor Trade Insurance

  • New & Used Car Dealers, Mechanical Service & Repair & MOT, Bodywork Repairers, Tyre & Exhaust Centres, Vehicle Valets
  • Cover for your Premises, Employers & Public Liability, Servicing indemnity
  • Cover for your vehicles whilst on your premises and whilst being driven on the road by your employees
  • Courtesy Car cover for your customers whilst their vehicle is being repaired
Mechanic replacing oil motor trade insurance

Motor Fleet Insurance

  • Cover for company owned vehicles used as part of your business.
  • Cover for 2 or more vehicles under a single policy
  • Breakdown cover for your fleet to keep you on the move
  • Gap cover for your vehicles to protect the investment made by your company in the event of a financial loss following your vehicle being written off.
Line of black cars motor fleet insurance

Leisure and Lifestyle Insurance

  • Cover for those in hospitality industry such as Pubs, Hotels and Restaurants
  • Cover can be arranged on a specialist package policy designed specifically for your industry or for larger businesses we can arrange cover on a specialist commercial combined policy
  • Cover for sports clubs such as football, Rugby and Crickets clubs.
waiter holding two plates of food leisure and lifestyle insurance

Shops & Offices Insurance

  • Insurance Solutions in packaged products designed specifically for your shop or office with cover put together so you are comprehensively insured within a single policy
  • Cover for your Buildings, Contents, Stock in addition Business Interruption, Employers Public & Product Liability.
office worker at their desk office insurance

Property Owners Insurance

  • Commercial or Residential Property Owners
  • Cover for a single property to large portfolios
  • Cover for Properties which are unoccupied or let to students or asylum seekers
  • Customised cover to include cover for your buildings, any contents at the property, Public Liability and Loss of Rent cover should your property remain unoccupied following an insured event
  • Optional covers available for damage caused by tenants, rent guarantee, employers liability
  • Product Liability
key in a door lock property owners insurance

Tradesmen Insurance

  • Insurance for Tradesman working on their own or with a small workforce
  • Cover packaged together for Employers Liability, Public Liability, Contract Works, Plant bowed owned and hired in and Tools

Directors & Officers Insurance

  • We live in an increasing litigious world which can leave the Directors and Officers of your business personally exposed
  • Cover available if a client, member of the public or employee were to make a claim against you
  • Directors and Officers who are responsible for making decisions, overseeing health and safety, putting in place company governance can be subject to negligence, defamation or discrimination claims.
    Even when you have acted within good faith and find that you have unintentionally made a mistake or caused loss or injury, you could still find yourself being held responsible
team meeting around a table directors and office insurance

Professional Indemnity Insurance

  • Cover where your business provides a service, advice, training, designs or handles sensitive data
  • Cover where a client suffers financially as a result of the service, designs or advice you provide
  • Cover where you misadvise or cause financial loss due to an error or omission
  • Cover is for professional negligence, breach of confidentiality, defamation or libel
coloured umbrellas professional indemnity insurance

Cyber Liability

  • Cyber Insurance is a critical business cover to have in place due to the increasing attacks on IT systems by hackers and fraudsters
  • All businesses rely on IT systems to manage business processes from Payroll to accounts and then a vast array of manufacturing processes and also customer data etc

Cover includes:

  • The costs of restoring data and equipment
  • Informing clients of a data breach
  • Meeting any ransom demands
  • Interruption to your business and loss of your net profit
  • Your legal defense costs and damages you are legally liable to pay to other parties
hands typing on a laptop cyber liability

Get in touch with us

Please use the form below to get in touch and a member of our team will be in touch. Please note our working hours are Monday-Friday 9.00am – 5.00pm.